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Humanizing Finance: AI-Infused Financial Brand Marketing on Social Media

Humanizing Finance: AI-Infused Financial Brand Marketing on Social Media

AI is transforming the world. The benefits of using AI in financial services are obvious. AI can personalize and improve the digital experience for customers, as well as increase efficiency and automation of internal operational processes. There is another promising area of AI use for financial brands ─ marketing and brand communication. The UXDA team assessed the potential of humanizing financial brands using ChatGPT and Midjourney by creating digital mascots based on the mobile service interface.

The success of Chat GPT's generative AI shows that, in the near future, those financial service companies that will improve the experience of their customers using AI will have an advantage. The transition to digital self-service and automation of financial transactions has already led to the closure of thousands of bank branches.

The use of digital technologies, and AI in particular, improves the efficiency of financial companies in all areas, but one area, external communication, leaves much to be desired. It seems that some marketers in banks still believe that advertising on TV and outdoors is the most effective communication channel.

Social networks today are a powerful communication channel, the importance of which is difficult to overestimate. Along with the bank’s digital applications, social media communications can shape the brand’s image and digital identity. It is the ideal channel to convey a brand's values, uniqueness and benefits to a mass audience.

Unfortunately, traditional financial service companies often miss out on digital communication opportunities for their brands. Just look at bank profiles on social networks. In most cases, they are inactive or you'll find promotional posts and alerts about banking system outages. It's boring and doesn't create an emotional connection with the social media community. And, soon, AI will start a real revolution here!

The Power of Social Influence on the Financial Industry

Look at social media influencers; they engage huge audiences. They illuminate, exploit and set trends. Of course, we have seen a few successful cases of influencer marketing in the financial industry, such as Revolut, Monzo and Starling, or Klarna with Snoop Dogg and Cash App with Travis Scott. However, the use of AI will allow financial brands to take this communication tool to the next level in the near future. AI solutions can help financial brands themselves become influencers for their clients and build truly emotional and engaging communication that reveals the human face of the brand.

Incorporating social influencers into digital strategies signifies a major shift toward authenticity and emotional engagement, meeting modern consumers' demands. This approach not only improves the consumer experience but also creates new opportunities for brands to establish meaningful connections and achieve measurable outcomes. Fifty-six percent of Gen Z and millennials report they intentionally seek out financial advice online or through social media.

According to Statista, approximately 78.6% of U.S. marketers in companies exceeding 100 employees planned to leverage influencers for marketing endeavors, growing from 64% in 2020. Statista data shows that already 26% of marketing agencies and brands spent over 40% of their budgets on influencers marketing globally in 2024. Influencers are the primary product discovery channel for Gen Z, and eight in ten social marketers believe that the majority of brands will soon have social influencers as their brand face.

AI is playing an increasing role in influencer marketing. According to an Influencer Marketing Hub study, 63% of surveyed companies plan to use AI in executing their influencer campaigns. And, according to the Influencer Marketing Factory 2023 report, 95% of influencers use AI to generate or edit content in social media. And some of the TOP influencers, themselves, are created by artificial intelligence. 

For example, Magazine Luiza, оne of the biggest retail companies in Brazil, created the virtual influencer, Lu do Magalu, to market iBlogTV on YouTube. She now has 15 million followers on Facebook, 6 million followers on Instagram and more than 3 million YouTube subscribers! Another virtual influencer is Brazilian-American AI-generated model and singer Miquela Sousa, aka Lil Miquela, created by Brud, a startup based in Los Angeles. She has 3 million Instagram followers and 3.5 million TikTok followers, and, in June 2018, Miquela was named one of Time’s 25 Most Influential People on the internet.

There is a growing concern that the rapid digitalization of financial services could result in sacrificing human touch and emotional connection with customers. Digital banking is already accused of lacking humanity and empathy. Therefore, influencer marketing and AI-generated content can be an effective solution to ensure an emotional connection with financial brands through digital media.

UXDA’s financial UX agency mission is to humanize finance. Seeing generative AI and neural networks doing incredible things, we wondered if they could turn digital financial services into unique digital mascots. So we thought this could be a great opportunity to personify digital financial services and bring out their "human face."

What is a Digital Mascot and How is it Crafted?

A mascot refers to a character or an anthropomorphized figure that embodies the essence of a brand, organization or public entity. This concept traces back to the French word "mascotte," which translates to "lucky charm." Due to their potential for creating emotional connection, mascots have become very popular in sports and children's products.

A digital mascot is a virtual character designed to represent and promote a brand, product, service or organization in the digital realm. Unlike traditional mascots, which might appear in physical form or as part of live events, digital mascots are specifically created for online platforms, social media, apps, websites and digital advertising campaigns. They serve as engaging and relatable figures that embody the values, personality and identity of the brand they represent, aiming to create a memorable and emotional connection with the audience through storytelling techniques.

The UXDA team conducted a range of experiments to generate a prompt with ChatGPT and then visualize the digital mascot in Midjourney. And the results were fascinating! We received highly realistic, vibrant and stunning human and animal mascots that accurately reflect the identity of the digital application that was used as the source. 

The UXDA team started the first experiment with our team Spatial Banking design concept for Apple Vision Pro. Associated with the future and the new era of spatial computing, we adopted the technological and innovation sense of the next-gen experience. We chose a dragon as one of the mascots because it is the animal of 2024, the year Apple launches its first revolutionary Vision Pro headset.

AI-generated mascots could perform as virtual influencers in social media and symbolize a new era of hyper-personalization. Crafted to meet the distinct needs and preferences of target audiences, these digital entities offer an unparalleled level of authenticity, especially in the realm of financial products.

Below you can see 10 digital mascots we created for our clients to explore how our clients' digital financial products can be humanized by artificial intelligence. It was inspiring for our team to see these results.

Next, you will explore how 50 top banks and Fintech companies, including HSBC, Lloyds Bank, Barclays, Revolut, Robinhood, Chime, Bunq and more, are seen through the eyes of AI. These AI-generated digital mascots show that unique design and authenticity of the app results in key differences, even in the perception of the robot. In the case of standardized template-based banking app design, AI generates mascots similar to one other, while the unique interface design and visual language ensures individuality and brand recognition, even in the digital interpretation of AI.

AI-Generated Digital Mascots for UXDA Designed Financial Products

Emirates NBD AI mascot

CRDB Bank AI mascot

Banka Kombetare Tregtare AI mascot

Bank of Jordan AI mascot

Private Wealth Systems AI mascot

Co-operative Bank AI mascot

Magma Capital Fund AI mascot

United Arab Bank AI mascot

my.t money AI mascot

my.t money AI mascot

Integrating emotion into communications with customers is tough in finance, but AI can generate visual ideas for marketers in seconds that range from genius to insanity.

Top Banks and Fintechs Apps Through the Eyes of AI

Barclays Bank AI mascot

HSBC Bank AI mascot

KakaoBank AI mascot

Lloyds Bank AI mascot

MoneyLion AI mascot

First Citizens Bank AI mascot

Cash App AI mascot

bunq AI mascot

DBS Bank AI mascot

Revolut AI mascot

Royal Bank of Canada AI mascot

Santander Bank AI mascot

Morgan Stanley Bank AI mascot

Klarna AI mascot

HDFC Bank AI mascot

BBVA Bank AI mascot

Bank of America AI mascot

Virgin Money AI mascot

Capital One Bank AI mascot

Chime AI mascot

Deutsche Bank AI mascot

Commerzbank AI mascot

J.P.Morgan AI mascot

Chase Bank AI mascot

Robinhood AI mascot

NatWest Bank AI mascot

Halifax Bank AI mascot

PayPal AI mascot

Nubank AI mascot

Paytm AI mascot

PNC Bank AI mascot

Starling Bank AI mascot

Wells Fargo Bank AI mascot

TD Bank AI mascot

United Overseas Bank AI mascot

U.S. Bank AI mascot

SoFi Bank AI mascot

Mox Bank AI mascot

KBC Bank AI mascot

Citibank AI mascot

BNP Paribas AI mascot

Abu Dhabi Commercial Bank AI mascot

BTG Pactual AI mascot

Truist Bank AI mascot

Crédit Agricole AI mascot

UniCredit AI mascot

Nationwide AI mascot

First Abu Dhabi Bank AI mascot

OCBC Bank AI mascot

TNEX AI mascot

© The rights to all recognizable characters generated by AI belong to their authors, this article is for informational and research purposes only, and does not constitute commercial use.

The Impact of AI in Financial Brand Marketing on Social Media

Creativity is crucial for financial brand marketing on social media for several reasons, each contributing to the brand's overall success and resonance with its audience:


The financial industry is highly competitive, with many brands offering similar products and services. Creativity in marketing helps a brand stand out, grab attention, and differentiate itself from competitors. It's about presenting traditional financial products in innovative ways that resonate with the audience's needs and interests.


Social media platforms are cluttered with content competing for users' attention. Creative content—whether it’s engaging visuals, compelling stories, or interactive posts—can captivate the audience, encourage interactions, and foster a community around the brand. High engagement rates also improve visibility due to the algorithms of social media platforms favoring content that generates interactions.

Building Trust

Financial services are highly based on trust, especially in a digital environment where personal interaction is limited. Creativity in marketing can help humanize the brand, making it more relatable and trustworthy. Through storytelling and innovative campaigns, financial brands can connect emotionally with their audience, building confidence and trust.

Educational Value 

Financial concepts can be complex and intimidating for many people. Creative marketing strategies can simplify these concepts, making them accessible and understandable to a broader audience. Educational content that is engaging and easy to digest encourages better financial literacy and empowers consumers to make informed decisions.

Adaptability to Trends

Social media trends evolve rapidly. Creativity enables financial brands to adapt to these changes, adopting new formats, platforms, and communication styles. This adaptability is crucial for staying relevant and maintaining the attention of younger demographics, who are future customers.

Customer Insights 

Creativity in campaigns can lead to more interactive engagement with the audience, providing valuable insights into their preferences, behaviors, and feedback. These insights can inform product development, customer service improvements, and future marketing strategies, ensuring that the brand remains customer-centric.

ROI and Conversion Rates 

Creative marketing strategies can lead to higher engagement rates, which often translate into better conversion rates and return on investment (ROI). By effectively capturing attention and building brand affinity, creative campaigns drive more leads and sales, contributing to the financial success of the brand.


AI-infused creativity in financial brand marketing on social media is not just about standing out; it's about building a meaningful connection with the audience, fostering trust, and communicating complex financial information in an accessible and engaging way. This next-gen approach could not only improve brand image but could also lead to tangible business results.

Explore our client's next-gen financial digital products showcased in the UXDA showreel:

If you want to create next-gen financial products to receive an exceptional competitive advantage in the digital age, contact us! With the power of financial UX design, we can help you turn your business into a beloved financial brand with a strong emotional connection with your clients, resulting in success, demand, and long-term customer loyalty.


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Oksana, Senior UX/UI Designer

Oksana is one of the most experienced designers on the team. She has developed her own unique signature that astounds everyone who sees her designs. Oksana believes her superpower is to empathize on a deep level. Her driving force is her curiosity to always find a design solution that will speak to the customers on an emotional level.

Alex, Founder/ CEO/ UX Strategist

Alex has dedicated half of his life to studying human psychology, as well as business success, developing 100+ digital projects and 30+ startups. He spent 10 years researching UX and finance to create UXDA's methodology. Alex is a passionate visionary who's capable of solving any challenge to improve the financial industry.

Linda, Co-founder/ COO/ CFO

Linda is a source of endless energy. An education in international business management and years-long experience with 20+ digital startups has made her a dedicated strategic thinker who solves any problem with grace. No mission is impossible for her. Linda's responsibility and punctuality have become a legend around the agency.

Andrew, Board Member/ Art Director

Andrew is our design ninja. His magic touch can make any interface bloom. 15 years in the industry working with 150+ digital design projects provides him with a unique skill to turn delightful experiences into breathtaking designs. He always monitors the newest design trends and is famous for the ones he created himself.

Dmitry, Lead UX/UI Designer

Dmitry is a maximalist. He will never stop until the best possible design solution is reached for our clients. His 10+-year experience working as a lead designer for several well-known companies, as well as managing his own business, makes him a respected designer who sets the pace, inspires and encourages others to do their best.